Balgarianovinite.com Bulgarian banks earned EUR 490 million by March 31, up 7.7% from a year earlier, the Bulgarian National Bank said on Thursday. The banking system’s balance-sheet equity stood at EUR 15.1 billion, increasing by EUR 82 million, or 0.5%, from the end of December 2025.
Impairment charges accrued on financial assets not carried at fair value through profit or loss totalled EUR 149 million at the end of March, compared to EUR 64 million in the like period of 2025.
In the first quarter of 2026, the banking system’s assets totalled EUR 119.5 billion, up by EUR 3.4 billion, or 0.3%.
The liquidity coverage ratio at the end of March was 278.6% (280.6% at the end of December 2025). The liquidity buffer stood at EUR 35.9 billion, while net outflows amounted to EUR 12.9 billion (compared with a liquidity buffer of EUR 35.1 billion and net outflows of EUR 12.5 billion as of December 31).
At end-March, total gross loans and advances stood at EUR 79.3 billion, up EUR 5.2 billion, or 7%, month on month. Claims on lending institutions increased by EUR 2.6 billion, or 29.2%, to EUR 11.7 billion,
The gross loan portfolio, covering non-financial corporations, households, other financial corporations and the general government sector, rose by EUR 2.6 billion, or 4%, to EUR 67.6 billion. Loans to non-financial corporations rose by EUR 1 billion, or 3.5%, to the general government sector by EUR 254 million, or 32.4%, to households by EUR 1.2 billion, or 4.2%, including EUR 946 million in loans secured by residential property, and to other financial corporations by EUR 60 million, or 1.2%.
At end-March 2026, total deposits in the banking system stood at EUR 99.8 billion, up by EUR 2.4 billion, or 2.5%, from end-February. During the month, household deposits rose by EUR 1 billion, or 1.8%, and deposits of credit institutions went up by EUR 950 million, or 10.7%. Deposits of the general government sector increased by EUR 494 million, or 26.7%, and of non-financial corporations by EUR 330 million, or 1.2%. A drop was observed in the deposits of other financial corporations, by EUR 390 million, or 15.5%.
The data show that gross non-performing loans and advances at the end of March stood at EUR 2.2 billion, an increase by EUR 223 million (11.1%) compared to the end of December 2025. Their share of the total amount of gross loans and advances was 2.82% (2.72% at the end of December 2025). The net value of non-performing loans and advances (after deducting their inherent impairment) at the end of the first quarter of 2026 was EUR 1.1 billion, an increase by EUR 114 million (12%) compared to end-December 2025. Their share of the total net value of loans and advances at the end of the period was 1.37% (1.31% three months earlier). Banks in Bulgaria Register EUR 490 Mln in Profit at End-March, Up 7.7% Y/Y 2026 THE NEWS FROM BULGARIA – NEWS AGENCY 2009-2025 2026-04-30 15:25:56 Latest news World news Country news Most important news latest news most important latest of the day Justice Petar Nizamov Feathers Petar Nizamov- Feathers Justice bg iustitia.bg iustitia iusticia usticia investigation Burgas Bulgaria news news of the last hour news of the day news of today Bulgaria news The news from Bulgaria blitz news top news most important most commented latest news Boyko Borisov news weather coronavirus news news weather facebook youtube facebook instagram news today news of the last minutes news today today news news bg news leading news hot news bg news site for news all news news bg news of the last hour latest latest news bg news of today news today news today news of the last hour latest news today news bg news news 24 hours news vesti bg novini news world bird bg bivol bg bivol trud bg novini latest news today novinite bg news hello bulgaria political party coat of arms delyan peevski scandalous Bulgarian National Television Free Europe Television scandal exclusive live tv live right now tv tv online tv program bg live now tv news online tv online live court Burgas court Burgas district court Burgas court Burgas district court Burgas district court Burgas appellate court Burgas prosecutor Burgas prosecutor’s office Burgas district prosecutor’s office Burgas district prosecutor’s office Burgas district prosecutor’s office Burgas district prosecutor’s office Burgas district prosecutor’s office Burgas district prosecutor’s office Prosecutor General Ivan Geshev Prosecutor Geshev Tsatsarov Ministry of Internal Affairs Burgas ODMR Burgas ODPR Burgas police Burgas district police Burgas prosecutor Tsatsarov SGS cases Varna court chairman of the SGS court decisions on civil cases decisions on cases Plovdiv court decision of the court decisions cases Varna court criminal cases district district court decisions work in the court SGS chairman of the SGS judges Sofia court post judges Plovdiv court Plovdiv judges Plovdiv Supreme Court Inspectorate Supreme Court Supreme Judicial Council lawyer lawyer criminal cases lawyer civil cases lawyer marriage cases lawyer administrative criminal law criminal process civil law civil process administrative law constitutional law