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With narrow margins in both chambers of Congress, a handful of races could determine which party controls the House and Senate following the 2026 midterm elections. Year-end campaign finance reports analyzed by OpenSecrets show Republicans hold an edge in the most competitive House races while Democrats dominate key Senate races.
Sen. Jon Ossoff (D-Ga.) and Rep. Alexandria Ocasio Cortez (D-N.Y.) reported the biggest fundraising totals, by far, for their respective chambers’ elections. And Democrats grabbed most of the top-five spots for both the House and Senate.
But Republicans outraised Democrats in a majority of the most competitive House races, relying on the advantage of incumbency as the nation heads into the primary season.
In 2026, 35 Senate seats will be on the ballot, while all 435 House seats will be up for election. Republicans currently hold a 53-47 majority in the Senate and a narrow 218-214 majority in the House. With margins this tight, even a small number of competitive races could determine control of either chamber.
House and Senate candidates filed year-end campaign finance reports by Jan. 31, providing the first comprehensive snapshot of fundraising and cash on hand as campaigns head toward the 2026 midterm elections. Here are the highlights.
Ossoff dominates early Senate fundraising
Democratic Sen. Jon Ossoff of Georgia far outpaced every other Senate candidate in 2025 fundraising as he seeks reelection in one of the most competitive races of the 2026 cycle, a contest expected to be a key factor in determining control of the chamber.
Ossoff reported $43 million in net receipts, about $14.8 million more than the next-highest Senate candidate, Rep. Raja Krishnamoorthi (D) of Illinois, who reported $28.2 million (thanks in large part to transfers from his House campaign committee), according to Federal Election Commission filings reviewed by OpenSecrets.
All five of the top Senate fundraisers in 2025 were Democrats, and three of them are non-incumbents. While Cory Booker (D) of New Jersey submitted totals reflecting his status as a sitting senator with a national donor base, Krishnamoorthi and former North Carolina Gov. Roy Cooper are competing in crowded primaries for open Senate seats. Former Sen. Sherrod Brown (D) is also back on the ballot in Ohio, where his party is seeking to reclaim a seat currently now held by Republicans.
Ossoff also leads the field in cash on hand — the money campaigns have available to spend — reporting $25.6 million in the bank.
While early fundraising leaders include several challengers and open-seat candidates, incumbers own most of the largest war chests, highlighting the financial advantages sitting senators often hold early in the campaign because they can raise funds even when out of cycle.
The Cook Political Report, which provides nonpartisan election analysis and rates the competitiveness of individual elections, has identified four Senate contests as toss-ups heading into 2026. Two of those races (Georgia and Maine) feature incumbents while Michigan and North Carolina are open-seat contests.
The Georgia race features a competitive GOP primary after Republican Gov. Brian Kemp declined to enter the contest. Ossoff, who won his first term in what was then the most expensive Senate race in history, will face one of four Republican challengers: Rep. Buddy Carter, Rep. Mike Collins, former college football coach Derek Dooley or horse trainer Reagan Box.
None of the GOP candidates has come close to matching Ossoff’s financial strength. Carter raised the most but reported about $6.2 million in net receipts and $4.2 million in cash on hand, well behind Ossoff’s totals.
In Michigan’s open Senate race, Democratic Rep. Haley Stevens leads the field with roughly $6 million raised, followed by Republican Rep. Mike Rogers and a pair of Democrats, state Sen. Mallory McMorrow and physician Abdul El-Sayed, each reporting more than $5 million.
In Maine, incumbent Susan Collins is favored to win the Republican primary. On the Democratic side, political newcomer Graham Platner managed to outraise Collins in 2025. But the incumbent has been stockpiling cash: Her campaign finishing the year with over $8 million in its reserves.
The North Carolina race opened up in the summer when GOP Sen. Thom Tillis announced he would retire at the end of his term. Cooper is leading the fundraising competition, having far outraised every other candidate in the field. Since launching his bid for Senate in July, the former governor raised a stunning $17.6 million and has $12.4 million in cash on hand.
Republicans have a fundraising lead in most toss-up House races
While polls show Democrats favored to win control of the House, Republicans are leading the money battle in a majority of individual races, including the most competitive contests, according to OpenSecrets’ analysis of federal campaign finance disclosures. While Democrats maintain a significant overall cash advantage, driven in part by a larger slate of candidates and strong fundraising from top House members, they still lag behind Republicans in most races featuring both a Republican and a Democrat.
Of the 310 races in which there is at least one Republican and one Democratic candidate, Republicans have a fundraising advantage in about three-fifths, with their candidates having raised more than Democrats in 2025.
Republicans hold a lead in races rated as “toss-ups” by the Cook Political Report, with their most successful candidates outpacing Democrats in 11 of the 18 contests.
While Republican incumbents lead fundraising in the majority of their seats, three Democrats are ahead in those races.
Overall, Democrats running for the House raised $497 million in 2025, about 20 percent more than Republicans. But crucially, Republicans are running far fewer candidates, with 657 as compared to Democrats’ 965 candidates.
Rep. Alexandria Ocasio-Cortez (D-N.Y.) brought in $23.5 million last year. She eclipsed not only the $15.2 million she brought in during the entire 2024 election cycle, but every other House candidate last year as well, including the chamber’s top leaders. She spent much of the year barnstroming the country with Sen. Bernie Sanders (I-Vt.) on their “Fighting Oligarchy” tour.
Second to Ocasio was Speaker Mike Johnson (R-La.), who totaled $14.5 million.
The most popular House Democrats carried significant weight for their party. The top five Democratic House candidates raised a combined $56.3 million, compared with about $40.8 million from the top five Republicans.
Rep. Ro Khanna (D-Calif.) ended the year with the most cash on hand. Khanna had a strong year, raking in almost as much as he totaled during the 2024 election cycle. He was one of the leaders of a bipartisan effort to compel the Justice Department to release the Jeffrey Epstein files.
Despite only being in his third term, Rep. Ritchie Torres (D-N.Y.) had the second largest war chest at the end of 2025, with $14.9 million to spend. Torres has doubled his fundraising totals in every election since he joined Congress and so far has raised about $5 million in the current cycle.
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